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Individual Health
We represent all major insurance carriers and will provide a comprehensive analysis of benefits and costs to best meet ALL your personal INDIVIDUAL needs.
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Small Groups
The Patient Protection and Affordable Care Act (ACA) established several new standards for private health insurance coverage.
Beginning in 2016, the definitions in the federal health care reform law will apply:
Small employers are those who had, on average, 1-100 employees in the preceding calendar year and at least one employee on the first day of the plan year. (Note that this means sole proprietors could be considered part of the small group market.)
For quotes on ALL your Group Health Insurance programs, please contact our office at: 888.508.1353
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Large Groups
The Patient Protection and Affordable Care Act (ACA) established several new standards for private health insurance coverage.
Beginning in 2016, the definitions in the federal health care reform law will apply:
Large employers are those who had, on average, 101 or more employees in the preceding calendar year. These definitions are based on full-time equivalent calculation that accounts for both full-time and part-time employees. Full-time seasonal employees who work fewer than 120 days during the year are excluded.
For quotes on ALL your Group Health Insurance programs, please contact our office at: 888.508.1353
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Covered California
The Affordable Care Act (ACA) establishes state marketplaces, where individuals and small businesses can shop for health insurance beginning in 2014. The health insurance marketplace for California is called Covered California.
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- Small Groups
- Large Groups
- Covered California